A vision for the future of UK payment systems

What will the New Payments Architecture and new RTGS system mean for EPA members?

The Emerging Payments Association, Bacs Payment Schemes and the Bank of England are inviting EPA members to an exclusive breakfast briefing on what the new Real Time Gross Settlement (RTGS) and New Payment Architecture (NPA) will look like, as well as what opportunities they might open for EPA members.

The briefing will consist of a keynote address by Paul Horlock, CEO of New Payments System Operator, and presentations by Sara Ward of Bank of England and Adrian Burholt, Payment Strategy Forum, as well as Q&A session led by Anne Pieckielon from Bacs.

Register your tickets below. Tickets are limited to 2 per EPA member company.

Download Agenda


Anne Pieckielon, Director of Product & Strategy, Bacs
Anne is Director of Product and Strategy for Bacs, the longest established payment operator and a systemically important part of the UK’s payments infrastructure. Bacs handles over 6 billion payment transactions with an overall value of £4.6 trillion every year. Anne is responsible for shaping and delivering the company strategy to ensure that Bacs products and services are successfully delivered. The key products she is responsible for are Direct Debit, Bacs Direct Credit and the Current Account Switch Service. Anne’s team lead strategic engagement with key stakeholders, including Government and Regulators. She is also responsible for gender diversity and inclusion within Bacs, and she is a champion of the HM Treasury’s Women in Finance Charter. Anne is also a member of the EPA’s Advisory Board and Project Leader for the EPA’s Women in PayTech.


Adrian Burnholt, Programme Lead, New Payments Architecture, Payments Strategy Forum
Adrian specialises in leading businesses and programmes to deliver new IT, payments and telco products and services. He has worked with several of the major telecoms and banking organisations including Vodafone, Payments UK, the UK Cards Association and latterly the Payments Strategy Forum. He was the CEO of The Key Revolution, a cloud storage, sharing and security business which he grew from the ground up to becoming a revenue generating business.

Paul Horlock, Chief Executive Officer, New Payments System Operator

On 16 October 2017 Paul officially became the Chief Executive Officer of the New Payments System Operator (NPSO). NPSO consolidates the three payment systems operators: Bacs, Faster Payments and the new Cheque Imaging and will establish the strategy for payments in the UK including the work to deliver a new payments architecture.
Prior to his appointment, Paul was Nationwide’s Head of Payments with accountability all payments services provided to the Society’s 15 million members, where he drove changes such as Contactless cards, Paym, Apple Pay, Android Pay and Samsung Pay. Paul also led the set-up of the Open Banking Implementation Entity and chaired the ‘Design Hub’ at the Payments Strategy Forum. Previously, Paul spent 8 years with Barclays as Head of Global Payments Processing.

Sara Ward, Stakeholder Engagement and Communications Lead, RTGS Renewal Programme, Bank of England
Sara’s role includes industry liaison, co-ordinating industry input to the programme and ensuring key messages about the programme are disseminated.
Sara first joined the Bank in 2010, working on the Programme to establish the PRA. She was then Programme Manager for the design, production and distribution of the Bank’s new £5 and £10 polymer banknotes. Before joining the Bank, Sara worked in Ernst & Young’s Financial Services consulting business where she qualified as a Chartered Management Accountant.

Ana Lasaosa, Policy Manager, RTGS Renewal Programme, Bank of England
Ana is involved in developing the vision set out in the Blueprint to the next level of system requirements.
Ana first joined the Bank in 2001 and has had a wide range of research and policy roles in Monetary Policy, Financial Stability and Payments. Ana holds a PhD in economics from the European University Institute and has worked as a consultant for Andersen Consulting, and as a post-doctoral researcher for the London School of Economics.

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Nov 14 2017


08:30 AM - 11:30 AM


3rd Floor, Colechurch House,
1 London Bridge Walk,