Legal and regulatory – training day for payments professionals

This Training course is:

For those navigating their companies through the maze of regulations and issues in the UK and Europe, including: data protection, PSD2, AML4, EMD, FATCA/CRS.
For existing payments professionals who would like to familiarise themselves with the key regulatory issues affecting their day-to-day jobs

What will you gain:

Awareness of the fundamental’s of e-money and e-payments law
Gain a deeper understanding of the legal complexities around cybercrime, data protection and liability issues
Confidence in the correct implications of new and existing payment’s regulations
The ability to identify the relevant regulators, schemes and market players

Download the Legal and regulatory flyer here

Course Outline:

The course will be broken up into core sections and include a mixture of presentations, case studies and Q&A.

Introduction to and overview of e-money and e-payments law

What payment services are regulated?
How do e-money and payment services fit within the existing financial services framework?
What are the relevant regulators, schemes and market players?
Working with market counterparties and gaining access to payment networks and schemes.

What on earth is this funny money called ‘e-money’ and where is the regulatory concept going?

What are the differences between e-money vs other payment services?
When are e-wallets also e-money?
Understanding the different prepaid card and account service models (bin sponsorship, e-wallets, prepaid cards)?
Who can issue e-money and what are the main regulatory requirements (inc. conduct of business and capital)?

Overview of payment services regulations including the new 2nd Payment Services Directive

The impact on current payments landscape
What new FinTech entrants might we expect to see?
How will banks be persuaded to enable access to payment accounts for new innovative PSPs?
How will the security and liability issues be handled to enable API access to financial accounts and information?
What role will the Payment Systems Regulator and the EBA have?
How will interchange requirements impact the European market?

Getting comfortable with anti-money laundering requirements and international tax reporting obligations (FATCA, CRS etc)

Can you construct a defensible genuine risk based approach to AML?
How can you use technology to meet your obligations?
Persuading your counterparties and regulators of the appropriateness of your AML policies and procedures
Working effectively with regulators and enforcement agencies and getting ready for cross-border complexities, reporting requirements and risks?
What is the purpose of the tax reporting obligations and how do they apply to different PSPs?

Cybercrime, Data Protection and Liability Issues

examples of recent e-crime impacting the financial sector
transferring/mitigating/managing liability (including insurance)
expected level of security measures for PSPs
understanding the wider risks to your reputation and brand.

How do I book?

Due to the interactive nature of this course we limit numbers to no more than 20 participants ensuring.

Places are available at on a first come first served basis and payment must be made at time of booking.  EPA members are entitled to a 50% discount on the normal course fees.

EPA Member £299+VAT per person      Non-member rate: £499+VAT

Group discounts are available. For enquirers please contact us via 



Mar 06 2017


09:00 AM


The Catalyst
3rd Floor, Colechurch House, 1 London Bridge Walk