Established in 2014, Digital Payments Limited is focused on the global payments and the financial services sectors, offering a range of products that can be rapidly deployed, using smart technology. The group strategy is to provide an end-to-end solution for global financial services. To achieve this, Digital Payments offers three core products and works with key partners that provide expertise to deliver supplementary services. Through our Group company, DigiPay Limited, Digital Payments is in the process of obtaining an e-money license that will further augment our strategy to offer a central payment hub allied to Digibank, Kartiera and M2PS, it is expected that the license to be finalised in Q1 18. Plans are currently underway to relocate the current M2 Payments Solution (M2PS) operations that is based in Orlando, to Europe, where geographically, it is envisaged that Digital Payments will focus on its short to medium term growth potential . DigiBank is a online banking platform supporting both individual and corporate account structures. The platform is targeted at an EU and EEA audience and includes a broad range of services including; current, savings and fixed term deposit accounts, all of which can be created in any currency of choice and the system can be configured to adopt different interest rates. Kartiera is a versatile online multi-currency wallet platform that can be adapted to work with a variety of different prepaid programs or function on its own as a Cardholder Portal for cardholder money management. M2PS is a card management processing platform, which is currently being migrated to cloud based technology.